A terrace of yellow-brick Victorian cottages with white sash windows and red door surrounds on a London street
Photograph: trailerfullofpix (CC BY-SA 2.0)

01Specialist reports

Flood risk assessments for London planning applications

If your house stands in flood zone 2 or 3, the council wants proof that your extension or basement will be safe for the people in it and will not make flooding worse elsewhere. We write the assessment, sized to the job. From £435, fixed before we start.

From £435

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Our fee for flood risk assessment: from £435, no VAT to add. Covered in full, with its own guide and fee, at fixedfeeplans.co.uk.

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    02The fee

    One fixed fee, published

    Flood risk assessment

    from £435

    The total you pay. No VAT to add.

    Ask for your fixed fee

    What you get

    • A check of your site against the Environment Agency's flood map for planning
    • A site-specific assessment, short for a householder extension and fuller for a basement
    • Floor levels, flood resilience measures and a safe escape route set out
    • A section of the document written for the officer, with the policy tests named
    • A PDF ready to upload, with changes made if the council or the agency asks

    A householder extension in a flood zone needs a shorter assessment, which the fee covers; larger or basement schemes are confirmed in writing first. Our fee carries no VAT to add.

    03How it runs

    From the flood map to a safe scheme

    From the flood map to a safe schemeLook up your address on the flood map; Check floor levels against flood levels; Add resilience: raised sockets, sealed floors; Write the assessment for the officer; Answer the council or the agencyi

    Look up your address on the flood map

    ii

    Check floor levels against flood levels

    iii

    Add resilience: raised sockets, sealed floors

    iv

    Write the assessment for the officer

    v

    Answer the council or the agency

    The aim is a scheme that stays safe and does not raise flood risk for the neighbours.
    Rear view of brick terraced houses in London with slate roofs and chimney stacks along the shared roofline

    Zones 2 and 3

    River and sea flood risk is principally land within flood zones 2 and 3. Source: gov.uk

    Photograph: Ben Hadfield

    04Specialist reports

    When the council asks for one

    River and sea flood risk is principally land in flood zones 2 and 3, and national guidance asks for a site-specific assessment where the policy requires one. That includes minor extensions: the guidance says they should still provide an assessment, but that a shorter, simpler one is likely to be enough in most such cases.

    As a minimum the assessment must show the development will be safe for its users. It also recommends that an extension fit with any flood protection the property already has, and include flood resilience measures. Land in flood zone 1 can also be affected where the Environment Agency has flagged critical drainage problems.

    A row of colour-washed Victorian terrace houses on Falkland Road in Kentish Town under a blue sky
    Terraces on low ground: the rear extension is often the part that falls under the flood policy.Photograph: Images George Rex, CC BY-SA 2.0

    05Specialist reports

    A basement changes the sums

    A new basement or a lowered floor is the most flood-sensitive thing you can add to a house. The assessment looks at groundwater, sewer flooding and surface water, as well as the river, and the safe escape route has to work when the lower floors cannot be used.

    Many councils also ask for a separate basement impact assessment on top. We coordinate both with your basement conversion drawings, so the sections, the tanking and the pumped drainage appear once and agree.

    What the assessment costsFlood risk assessment: £435; Householder planning fee to the council: £548; Drawings: £905; Changes the council asks for: no charge£Flood risk assessment£435£Householder planning fee to the council£548£Drawings£905£Changes the council asks forno charge
    The householder fee is the national figure from April 2026.

    06Specialist reports

    Resilience is cheap if designed in

    Most of what makes a house resilient costs little at drawing stage: floor levels set above flood level, sockets raised, solid floors with a waterproof finish, doors that can take a flood board. Retrofitting the same after a flood is dearer and slower.

    We write the measures into the drawings and the specification, so your builder prices them at tender, and the assessment cites them as part of the scheme. See planning drawings for the set they sit in.

    Brick period houses on Downshire Hill in Hampstead, with sash windows and a front garden wall
    Houses on a Hampstead slope: surface water, not rivers, is often the question here.Photograph: Images George Rex, CC BY-SA 2.0

    07The record

    Figures that shape the job

    1. Zones 2 and 3

      River and sea flood risk is principally land within flood zones 2 and 3.

      Source: Planning Practice Guidance, Flood risk and coastal change, paragraph 001, checked 25 Oct 2026

    2. Minor works

      Minor extensions should still provide a site-specific flood risk assessment, though a shorter, simpler one is likely to suffice.

      Source: Planning Practice Guidance, Flood risk and coastal change, paragraph 051, checked 25 Oct 2026

    3. Safe

      At a minimum the assessment must show that the development will be safe for its users.

      Source: Planning Practice Guidance, Flood risk and coastal change, paragraph 051, checked 25 Oct 2026

    4. Resilience

      Extensions are advised to conform to existing flood protection and to include flood resilience measures.

      Source: Planning Practice Guidance, Flood risk and coastal change, paragraph 051, checked 25 Oct 2026

    5. Zone 1 too

      Land in flood zone 1 that the Environment Agency has flagged for critical drainage problems is also covered.

      Source: Planning Practice Guidance, Flood risk and coastal change, paragraph 001, checked 25 Oct 2026

    6. £548

      What the council charges to decide a householder application, from 1 April 2026.

      Source: Ribble Valley Borough Council, national fee table from 1 April 2026, checked 17 Oct 2026

    08Questions

    What clients ask before they instruct us

    How do I know if I am in a flood zone?

    The Environment Agency's flood map for planning shows the zones by address. We check it for you in the free constraints check and say whether an assessment is likely.

    Does every extension in a flood zone need one?

    The guidance says minor extensions should provide one, but a short one is usually enough. Your council's local list says what it needs, and we check it.

    What does it cost?

    From £435 with no VAT to add. A basement or a larger scheme is confirmed in writing before you commit.

    Will the assessment stop my extension?

    It rarely stops a householder scheme. It shows how the design stays safe, and where it cannot, it says so early so you can change course.

    Is it the same as a basement impact assessment?

    No. Flood risk covers water, while a basement impact assessment covers the structure and ground. A basement often needs both; see basement conversion drawings.

    Kensington street lined with brick townhouses and lit streetlamps beneath an orange dusk sky

    Send us the address of your house.

    We look up the conservation area, listing and Article 4 position, then reply with a fixed fee. A message before 3pm is answered the same working day.

    Flood Risk Assessment London | From £435